It started when a group of visionaries formed the company in 1946 around a straightforward mission: To offer malpractice insurance to Doctors of Chiropractic at a time when no one else would. All D.C.s themselves, the founders’ unwavering philosophy was "We Take Care Of Our Own," providing direction for all future endeavors.

From NCMIC Starting Into Practice® workshops to risk management seminars, we’ve dedicated ourselves to helping D.C.s through each stage of their career. In support of the profession and our policyholders, we’ve contributed more than $10 million to chiropractic research. We've invested $1 million in the "Campaign for Chiropractic." And, while not guaranteed, we’re proud to have offered dividends to our policyholders since 1996.

Having served the professional liability needs of D.C.s for decades, NCMIC began diversifying our product line in the ‘90s. The result? A comprehensive portfolio of products and services among the best known and most respected in the profession.

Today we’re continuing to diversify. Our strategy includes offering our portfolio of products to an ever-expanding list of carefully selected audiences through both brokered and direct relationships. Such expansion and diversification will continue as NCMIC responds to policyholders’ requests and to industry demands. But there’s one thing that won’t change ...

At NCMIC, We Take Care of Our Own.

Malpractice insurance, or professional liability insurance, is coverage that protects and defends chiropractors against liability suits brought against them. A policy with OUM includes the peace of mind that allows you to put your patients first.

You insure your home because it is one of your biggest investments. You insure your car because you need it to get around. Why not insure the one thing you worked so hard to achieve – your career?

Very few people look forward to paying insurance premiums. At OUM, we understand that so we try to make the experience as painless as possible. You get superior coverage and support while paying a lot less than counterparts in other specialties. You also have access to some of the most comprehensive risk management resources, as well as practice management tools to help you be successful in building your business.